Welcome to BurchamInsurance.com

Shopping for insurance in Texas just became a whole lot easier!

I’m Brian Burcham. This web site was created with you in mind as a way to simplify the insurance shopping process. Whether you are looking for insurance for a new or existing home, your personal vehicle, or simply protecting yourself and your family with life insurance or other financial planning products, you have come to the right place.

Take full advantage of our website:

Enter your insurance information only once.
Within 24 hours, we will provide you with up to 10 quotes from “A”-rated companies doing business in the Texas market.
By allowing us to broker your insurance business, we can take the legwork and hassle out of the process.
We can save you time and can cut your net insurance cost.

IT’S QUICK! IT’S CONVENIENT!

Best of all, there’s no cost, pressure, or obligation to you!

Condo Loss Assessment Coverage

The Condo Loss Assessment Clause of an HO4 Policy (Condo Owners Policy) helps to protect the owner in the event an assessment is made by the HOA to the owners of units in the complex in the event of a coverered loss.

All HOA’s are required to carry Property Insurance and Liability Coverage on their complex. Often the deductible is set high due to the relative infrequency of claims to help in saving premium dollars. These deductibles can be a percentage of the building coverage or a flat dollar amount.

If the Condo Loss Assessment Endorsment is placed onto a condo policy, the insured can file the claim with their Condo Insurance Carrier for any claim filed by the HOA under a named peril. The condo owner is then only responsible for the deductible on the HO4 policy, potentially savings thousands of dollars.